For beginners and home flippers

Sell your $300,000 home. Keep $15,000.

No Realtor. No 6% commission. We walk you through every step.

First-time sellersHome buyersFlippers
Your home price
$300,000
$100K$1M
6% Realtor commission$18,000
You could keep$15,000
Estimated deal costsabout $3,000

Pay once. Yours forever. No subscriptions, renewals, or expiring access.

$200K homekeep ~$9K$300K homekeep ~$15K$400K homekeep ~$21K

First, your area

Set up your local plan.

Enter the home’s ZIP code. We will keep that area in view as you work through the steps.

Demo checkout · No money is collected

One payment. Lifetime access.

Pay once. Yours forever.

$59one time
lifetime access

No subscriptions. No renewals. No expiring access. Come back whenever you need the plan, tools, or guides.

  • The full 13-step blueprint, in the right order
  • Your ZIP-matched pro directory: real estate attorney, lender, title company, home inspector, insurance agent, and appraiser
  • The Price It Right home-pricing tool
  • Your seller listing page builder
  • The “Take Photos Like a Pro” guide
  • The “Where to List Your Home” guide
  • The “Watch Out for Scammers” protection guide
  • Affordable local fix-up pros and a hiring-safety guide
  • A walk-away cash calculator and word-for-word negotiation scripts
  • Document templates to use with your attorney
  • Our no-kickbacks independence promise

All of this for $59 — instead of $15,000+ in commissions.

Test only. This button does not charge a card. No subscription, renewal, or expiration.

Step 1 of 13
Your area: —

Seller guide
Use your phone. Make the home shine.

Prepare your listing

Take Photos Like a Pro

You do not need a fancy camera. Your phone can take strong listing photos when you set up each room and use the right angle.

1

Declutter first

Clear the counters. Hide family photos. Put away extra stuff. Less stuff makes every room look bigger.

2

Light is everything

Shoot in mid-morning. Turn every light on. Open every blind before you take the first photo.

3

Turn the phone sideways

Always shoot horizontal, also called landscape. Never shoot listing photos with the phone standing straight up.

4

Use the corner

Stand in a corner and hold the phone at chest height. This shows more of the room and makes it look its biggest.

5

Keep the phone level

Hold it straight. If the phone tilts up or down, walls lean and the room looks wrong.

6

Hide the distractions

Put toilet lids down. Hide trash cans. Move cars out of the driveway.

7

Take 25–40 photos

Give buyers the full story. Lead with your best photo: a clean, bright shot of the front of the house.

8

Give key rooms extra angles

Kitchens and bathrooms sell homes. Shoot each one from more than one corner.

9

Make small fixes on screen

Snapseed and Lightroom Mobile have free tools that can brighten and straighten a photo. Keep the color natural. Do not hide damage.

Empty rooms? Stage them on screen

Virtual staging adds furniture to a photo of an empty room. You can show the room’s potential without moving a thing.

BoxBrownieHuman designers add furniture to a photo. Check its site for the current price and timing.
Virtual Staging AIAI can add furniture in minutes. Check its site for the current plan and price.

Always label a photo “Virtually staged” everywhere you show it.

Member tools
More help for your deal

Your full value package

Everything you need, in one place.

Seller guide
Five ways to reach buyers

Getting your home in front of buyers

Where to List Your Home

“I don’t have a Realtor—where does my listing actually go?” You have five good options.

Owner to Owner recommends these free platforms because they cost the seller nothing. We’d rather you keep your money than pay for exposure you can get free.

1

Pay once to get on the MLS · $100–$500

The MLS is the main home list used by real estate agents. You pay a broker one flat fee to add your home. It can then show on Zillow, Realtor.com, Redfin, and Trulia. You get wide reach without paying a full sales commission.

2

Zillow “For Sale By Owner”

List your home directly on Zillow yourself for free. When you create the listing, choose the “For sale by owner” listing type. That gives the home the FSBO badge, so buyers know they are dealing directly with the owner—not an agent.

3

Your Owner to Owner listing page

Build it with the listing tool. Add your photos, price, and details. Then download the page and send the file to buyers.

4

Yard sign with your phone number

Use a large number that drivers can read. Say “For Sale by Owner.” Let calls go to voicemail when you cannot answer safely.

5

Facebook Marketplace and Craigslist

Both are free and good for reaching local buyers.

Straight talkThe flat-fee MLS gets you the most buyers. The rest cost nothing. Each one puts your home in front of more people.

Scammers watch home listings too.

Learn the warning signs before you answer a buyer or send money.

Seller safety guide
Stop. Check. Then act.

Protect your home and your money

Watch Out for Scammers

Most buyers are real. A scammer may rush you, copy a trusted name, or offer too much money. Slow down and check first.

Wire fraud is the big one.

A criminal may send a fake email that looks like it came from your title company or attorney. The email says the wire steps have changed.

NEVER wire money from emailed instructions. Call your attorney or title company at a number you already know. Read the wire details back to them before you send a dollar.

1

Overpayment scam

A “buyer” sends a check for more than the price. Then they ask you to send the extra money back. The check later bounces. Never refund an overpayment.

2

Fake buyers after your private details

Do not share bank details, Social Security numbers, or copies of your ID through a listing message.

3

Someone steals your listing

A scammer may copy your photos and offer your home for rent on Craigslist. Use your phone’s photo editor to add a small “For sale by owner” watermark. Search your own address now and then. Report any fake ad.

4

Pressure to move fast

Walk away from anyone who pushes you to sign fast, skip your attorney, or send money before you can check the facts.

When in doubtCall your attorney before you click, sign, or send anything.
Affordable Pros
Local help for fix-ups

For homeowners and flippers

Find affordable help near the home.

Search by ZIP for lawn care, landscaping, cleaning, and handyman help. Call more than one pro. Compare the work and the price.

Protect yourself before you hire.

Owner to Owner does not vet contractors. We warn. You decide.

SAMPLE FLYER

Fresh Start Home Cleaning

Move-out cleaning · Deep cleaning

Price range: $120–$300ZIPs: 23220, 23221, 23222
(202) 555-0191
SAMPLE FLYER

Good Ground Lawn Care

Mowing · Cleanup · Mulch

Price range: $45–$250ZIPs: 23223, 23224, 23231
(202) 555-0192
SAMPLE FLYER

Ready Yard Landscaping

Planting · Trimming · Curb appeal

Price range: $150–$1,200ZIPs: 23225, 23234, 23235
(202) 555-0193
SAMPLE FLYER

Right First Handyman

Small repairs · Paint touch-ups · Fixtures

Price range: $75–$600ZIPs: 23226, 23227, 23230
(202) 555-0194
No sample flyer covers this ZIP yet. Post a flyer below, or search another nearby ZIP.

For service pros

Post your flyer.

Add clear prices and the ZIP codes you cover. Your flyer will appear on this board during this open session.

Hiring Help Safely
Protect your home and money

Read this before you hire

Five rules for hiring help.

1

Do not pay a large deposit up front.

A small deposit may be normal. A large cash demand before work starts is a reason to stop.

2

Get the full price in writing.

The paper should list the work, materials, total price, payment dates, and finish date.

3

Check license and insurance.

Ask for proof. Then check it with your state or local licensing office and the insurance company.

4

Walk away from “leftover materials.”

Do not hire a door-knocker who says they have leftover asphalt, roofing, or other materials and can do the job today for cash.

5

Compare before you choose.

Get two or three written prices. Check recent references. Do not let anyone rush you.

We warn. You decide.

Owner to Owner does not vet, approve, guarantee, or employ contractors on the Affordable Pros board. A flyer is an ad, not our recommendation. Check every pro yourself before work starts.

Seller cash estimate
A clear first look

What Do I Walk Away With?

See the cash left after the sale.

Enter the sale price and what you still owe on the mortgage. We will subtract a simple closing-cost estimate.

Sale price$300,000
Minus mortgage payoff− $180,000
Minus estimated closing costs (2%)− $6,000
Estimated cash in your pocket$114,000
This is a planning estimate.Your attorney or title company gives you the exact mortgage payoff and closing costs before closing. Taxes, repairs, credits, and other deal costs can change the final amount.
What to Say
Short scripts for hard talks

Negotiation scripts

Read it straight from your phone.

Stay calm. Be clear. Do not agree to a change until it is put in writing.

When the offer is too low

“Thank you for the offer. I cannot accept that price. Based on the home and nearby sales, I can move forward at $______. If that works for you, please send the updated offer in writing.”

When the inspection finds a problem

“I understand the inspection found ______. Please send the report and your request in writing. I will review it with my attorney. I am open to a fair solution, but I am not agreeing to repairs or a credit on this call.”

When a buyer’s agent asks for commission

“I am selling without a listing agent, and my price does not include a buyer-agent commission. If your buyer wants me to pay one, put the amount in the written offer. I will judge the full offer, including that cost.”

When a buyer asks for repairs

“Please list the repairs you want and the reason for each one in writing. I will review the list. I may agree to a repair, offer a credit, adjust the price, or keep the deal as written.”

Do not make side deals by text or phone.

Have your attorney put any agreed change into the purchase agreement before either side acts on it.

Buyer guide
When the seller has a Realtor

Buying without an agent

You found the home. Now protect yourself.

You can buy a home you found on Zillow without hiring a buyer’s agent. But the seller’s listing agent is not your agent.

1

The listing agent works for the seller.

The law says their loyalty is to the seller. That stays true even when they are friendly and helpful.

2

Do not sign on the spot.

Do not sign a paper that hires the seller’s agent to work for you. Have your own real estate attorney read every paper first.

3

No buyer commission can mean leverage.

If the seller is not paying a buyer-side commission, the deal may cost them less. Ask whether the price can reflect that savings.

4

Run the same safety steps.

Use your own attorney. Get the inspection. Order the title search. Keep the financing and appraisal protections in writing.

Your attorney is your guardrail.

The listing agent can explain the seller’s paperwork. Your own attorney tells you what it means for you.

Seller listing page
One clean page you can send

Build your page

Show buyers the home.

Fill in the facts. Add your strongest photos. We will make a clean listing page you can download and send.

Photos stay in this open page only. Use the download button when your preview is ready.
SAMPLE LISTING

123 Sample Lane, Richmond, VA 23220

$325,000
3 beds · 2 baths · 1,850 sq ft

Bright rooms, a fenced backyard, and a kitchen ready for everyday life. This is sample copy so you can see the finished page.

Contact the seller
Jordan Seller · (555) 555-0100 · seller@example.com
A permanent web link connects when live member storage is added.
Price It Right
Start with sold homes, not guesses

Seller pricing tool

What could your home sell for?

SAMPLE DATA · live market data connects here

101 Example Oak RoadSold Aug. 14, 2026
3 beds · 2 baths1,790 sq ft
$318,000
88 Sample Garden WaySold July 29, 2026
3 beds · 2 baths1,920 sq ft
$331,500
42 Demo Brick CourtSold June 18, 2026
4 beds · 2.5 baths2,040 sq ft
$340,000
Sample suggested range$320,000–$338,000

These three sample homes sold near the same price. Start near the middle if your home is in similar shape. Move lower if it needs work. Move higher only when the size, updates, or lot clearly earn it.

Do not price from this sample.

Real pricing needs current nearby sales, the home’s condition, and a local review. This page is wired to show where live market data goes.

Sample deal forms
Starting pages for your attorney

Deal paperwork

Start with the right document.

Open a sample. Fill in the deal facts with your attorney. State rules are different, so your attorney must finish every form.

Purchase agreement

Price, dates, protections, costs, and signatures.

Seller property disclosure

Known problems with the home and property.

Lead-paint disclosure

For homes built before 1978.

Earnest money receipt

Who received the deposit and where it is held.

Printable sample
Have your attorney finish it

Purchase Agreement

Important stop after Step 8
Read this before the appraisal

Titles & liens

Protect the house from someone else’s debt.

A lien means someone has a legal claim on the house for money owed. If you buy a house with a lien on it, the debt can become your problem. Read this twice.

DO

  • Order a title search on every deal. No exceptions.
  • Make the seller pay off every lien before or at closing.
  • Get title insurance. It protects you if something was missed.
  • Check taxes, contractor liens, HOA liens, and court judgments.

DON’T

  • Take anyone’s word that the title is clean. Not even family.
  • Skip the search because you trust the seller.
  • Close if a lien is not resolved.
  • Hand over money before the title comes back clear.
All 13 steps complete ✓
Your plan is ready

Our promise

We work for you.

Owner to Owner is not in partnership with any loan officer, lawyer, or title company.

1We do not receive kickbacks or referral fees.
2The sample pros are a starting point to save you time.
3You are completely free to use your own pros.
The blueprint stays the same.Use your own lawyer, lender, or title company. Follow every step, in order.